Raul Figueroa-Santamaria picture

Raul Figueroa-Santamaria

Loan Originator

Licensed In: CA

NMLS# 1820267

CA CA-DBO1820267

E: raul.f@mottomortgage.com P: (831) 737-3658

Meet Raul!

A mortgage is more than a loan. It is the foundation beneath the life you hope to build.

As your Mortgage Loan Originator, my role is simple. I help you understand your options, make confident decisions, and secure financing that supports your goals for years to come. Whether you are purchasing your first home, refinancing, or investing in real estate, you deserve guidance that is clear, honest, and centered on your future.

Every conversation begins with a question, not a sales pitch. I believe clarity builds confidence, which is why I take the time to explain the mortgage process, simplify the fine print, and ensure you understand not only what you are choosing, but why.

I earned my Master of Arts in Philosophy from Georgia State University, where I developed a deep appreciation for careful reasoning, clear communication, and thoughtful decision making. Those principles shape every client relationship and every mortgage I help originate.

Outside of lending, I volunteer in hospice care. That experience has reinforced the importance of listening well, serving others with compassion, and investing in what truly endures. It is a perspective I bring to every client and every conversation.

I believe homeownership remains one of the most meaningful paths to long term financial security and generational wealth. When paired with financial literacy and responsible planning, a home becomes more than a place to live. It becomes a foundation for families, opportunity, and future generations.

 Ready to Begin?  


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Complete your application from any device and we'll start working on your loan request. And don't worry, you're not committing to anything yet.

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Looking forward to learning more about you and your homeownership goals. Reach out and we can crunch some numbers!