Mortgage Loan Originator
Licensed In: FL
NMLS# 1952516
E: Al.Carioti@mottomortgage.com P: (407) 928-9333

Real estate experience. Mortgage solutions. One trusted guide.
My background in real estate gives me a practical, market-aware approach to lending. I understand timelines, contracts, appraisals, and what can cause delays, so I focus on clear communication, smart planning, and getting you to the closing table with confidence.
I can help you with:
·Purchase loans for primary homes, second homes, and more
·Refinance options to lower your rate, change terms, or access equity (when it makes sense)
·Clear answers so you can make decisions without guesswork
·A mortgage experience built around clarity and strategy
Real-world perspective
Because I’ve spent years in real estate, I understand how the loan impacts negotiations, deadlines, and your overall buying power.
Options, not pressure
I’ll walk you through loan choices and help you compare scenarios so you can make a confident decision.
Strong communication
You’ll always know where things stand, what’s needed next, and how we’re tracking toward closing.
Purchase + refinance support
Whether you’re buying your next home or improving your current loan, I’ll help you evaluate the best path forward.
You'll be able to check your loan status in real time, upload documents quickly and securely, and connect directly with your mortgage professional.
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Mortgage Loan Originator
Motto Mortgage | NMLS: 1952516