Jasson Jimenez picture

Jasson Jimenez

Lending Manager

Licensed In: TX, UT

NMLS# 1942555

E: jasson.j@mottomortgage.com P: (801) 381-6773

JASSON JIMENEZ

Lending Manager | NMLS# 1942555

Lifestyle & Roots

A California native who moved to Utah in 2018. When I'm not locking in rates, I'm staying active on the pickleball and tennis courts or exploring the trails with my dog. 🎾🐶

Navigating Complexity

Since 2020, I’ve specialized in solving complex loan scenarios that require out-of-the-box thinking to turn difficult financial variables into successful home closings.

Analytical Strategy

I use data-driven analysis to approach every loan with a strategic lens, ensuring every potential hurdle is identified early and optimized for your goals.

Jasson Jimenez

Comprehensive Lending Strategies

Tailored Mortgage Solutions for Every Scenario


Utah First-Time Homebuyers

Specializing in Utah Housing Down Payment Assistance (DPA) and 0% down programs to make homeownership affordable.

Real Estate Investors

Advanced DSCR Loans and Bank Statement programs designed for self-employed borrowers and portfolio growth.

Home Equity & Retirement

Certified guidance on Reverse Mortgages, helping seniors leverage equity for long-term financial security.

Texas Lending Expertise

Navigating Texas mortgage regulations and property tax adjustments for seamless home buying and relocations.

Debt Consolidation

Strategic Cash-Out Refinancing to pay off high-interest debt and improve your monthly cash flow.

Construction Loans

Financing your vision with **New Construction and Renovation loans**, providing the capital needed to build your dream home.

Asesoría Hipotecaria en Español

¿Busca comprar casa o refinanciar en Utah o Texas? Ofrecemos asesoría completa en su idioma para navegar el mercado local y aprovechar programas de asistencia para el pago inicial.

Préstamos hipotecarios bilingües
Programas de asistencia para el pago inicial
Guía local experta en Utah y Texas

AVISO LEGAL: Los programas de asistencia para el pago inicial están sujetos a requisitos de elegibilidad, incluyendo límites de ingresos, puntaje de crédito y ubicación de la propiedad. La participación no garantiza la aprobación del préstamo. Los términos y condiciones están sujetos a cambios sin previo aviso.

Preferred Realtor Partners

Partnering with the best in the business to streamline your home purchase.


Thu BuiThu BuiReal Estate Agent

[Company/Brokerage Name]

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Mary SilerMary SilerReal Estate Agent

[Company/Brokerage Name]

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Phil LafeenPhil LafeenReal Estate Agent

Fathom Realty (Orem)

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Myan BurtonMyan BurtonReal Estate Agent

Realife Realty

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Realtor Name[Realtor Name]Real Estate Agent

[Company/Brokerage Name]

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Realtor Name[Realtor Name]Real Estate Agent

[Company/Brokerage Name]

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Strategic Home Buying Power Tool

Location Adjustments

DISCLAIMER & LEGAL DISCLOSURES: Calculations provided by this tool are for illustrative and educational purposes only and do not constitute a commitment to lend, a loan estimate, or legal financial advice. Actual interest rates, closing costs, and qualifying ratios vary significantly based on individual credit profiles, lender overlays, and current market volatility.

Income requirements are modeled after maximum allowable automated underwriting (AUS) thresholds—specifically a 50% Back-End Debt-to-Income (DTI) ratio for Conventional loans (DU) and a 55% Back-End DTI for FHA/Utah Housing programs. Texas property taxes are estimated at a state average of 1.6% (actual rates vary widely by county and school district). Utah property taxes are estimated at a state average of 0.6%. Meeting these ratios does not guarantee loan approval.

Utah Housing Corporation (UHC) programs are subject to strict county-specific income limits and purchase price ceilings. The 6% Down Payment Assistance (DPA) is structured as a second mortgage and must be repaid according to program terms. For official guidelines, current secondary market rates, and eligibility verification, please visit the Utah Housing Corporation Official Website.