Michelle Valdes

MLO

Licensed In: FL

NMLS# 2631263

E: michelle.valdes@mottomortgage.com P: (863) 236-3868

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Meet Michelle!

Hi, I’m Michelle Valdes, also known as Your Bald Advisor — a Florida-licensed Mortgage Broker with over 20 years of experience across real estate, title, and lending.

I help homebuyers, homeowners, and real estate investors cut through the noise and choose mortgage options that actually make sense. Whether you’re buying your first home, refinancing, or investing, I shop competitive loan programs and guide you step by step so the process feels clear, strategic, and stress-free.

My promise is simple: education first, truth over transaction, and follow-through that gets you to the closing table with confidence.

📍 Serving Florida | Se Habla Español

GETTING STARTED IS EASY

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