MLO
Licensed In: FL
NMLS# 2631263
E: michelle.valdes@mottomortgage.com P: (863) 236-3868

Hi, I’m Michelle Valdes – also known as Your Bald Advisor. Think of me as your personal mortgage guide. With more than 20 years of experience across real estate, title, and lending, I know how to cut through the noise and find the loan option that actually works for you.
Whether you’re buying your first home, refinancing, or investing, I’ll shop competitive programs and walk you step by step so the process feels clear and stress-free. My promise is simple: truth over transaction, education first, and follow-through that gets you to the closing table with confidence.
You'll be able to check your loan status in real time, upload documents quickly and securely, and connect directly with your mortgage professional.
LoginComplete your application from any device and we'll start working on your loan request. And don't worry, you're not committing to anything yet.
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