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Looking for a Mortgage Loan?

Your Dream Home Starts Here

Ready to Start Your Journey to Homeownership?

Or

Interested in a Refinance?

What’s a Mortgage Broker?

A licensed pro who connects homebuyers with lenders, compares loan options, and helps find the best mortgage loan for your unique situation… without being tied to any one bank.

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Average homebuyer savings when using a mortgage broker¹
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Higher customer satisfaction with non-banks over banks² 
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Mortgage Calculators

Calculate Your Loan Potential

Whether you’re a first-time homebuyer or looking to refinance, these free mortgage calculators provide the insights you need to make informed decisions and turn your homeownership dreams into reality.

Mortgage Process and Loan Types

How to Get a Mortgage Loan

Discover how the mortgage process works and explore loan options that can help you navigate your homebuying journey with confidence.

Hear From Borrowers Just Like You

Success Stories

Ken Pope

17 hours ago

Can’t say enough about Salina, Madyson, and Taylor at Motto Mortgage. They are outstanding to work with and I really appreciate all they had to do to finalize closing on our home. They are a great group of people!!

N A

18 hours ago

Tina, you really are great. Professional, knowledgeable, and very, very patient. I needed a lot of clarification, reassurance, and you did that. It was a pleasure working with you.

Sally M

1 day ago

We are beyond grateful to have worked with Jeff as our realtor. From start to finish, he was patient, knowledgeable, responsive, and truly had our best interests at heart. Buying a home in Daly City was not easy, but Jeff guided us through every step with honesty, clarity, and constant communication. What really stood out was how much he genuinely cared about our family and our situation. He went above and beyond to make sure we felt informed, supported, and confident throughout the process, even during stressful moments. We never felt rushed or pressured, and he always took the time to explain everything thoroughly. Thanks to Jeff, we were able to secure a home we love, and we couldn’t be happier. If you’re looking for a realtor who is trustworthy, hardworking, and truly invested in his clients, we highly recommend Jeff. We are so thankful to have found him.

Kayla Fello

1 day ago

We had a pleasant experience working with Chance. He was knowledgeable, friendly, and communicative.

Lauren Garcia

1 day ago

My Husband and I have been working with Chris over the last few years as we searched for a home that met our criteria. It was our first time purchasing a home and I had so many questions about each stage of the process. Chris was always there with patience and kindness to answer all of my questions, go over numbers with us and walk us through each step of the process. We are closing on our new home tomorrow and we will be highly recommending Chris to any of our friends who are purchasing a home. Thanks so much for supporting us on this journey, Chris!

Susan Meeks

1 day ago

Joe was great - process was smooth and efficient!

Matt Con

1 day ago

Zach is more on top of things and has better customer service than anyone could ever ask for! He handled my mortgage & my refinance and I don’t plan to ever use anyone else other than him for my future mortgage needs.

Brian McIntosh

1 day ago

These guys truly went above and beyond. Absolute professionals!

Alec C

1 day ago

Had such an awesome experience with Paul for a re-finance. He beat all the other rates and we were cleared to close in only a couple weeks. Was available anytime I had a question and his team was phenomenal. Will be my go to person for anything in the future.

Brian McIntosh

1 day ago

These guys truly went above and beyond. Absolute professionals!

The reviews displayed are sourced from third-party platforms and submitted by customers of independently owned and operated Motto Mortgage franchises. Motto Franchising, LLC cannot verify the validity of reviews submitted.