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“Why Motto?” In a Nutshell

Competitive Rates. Local Professionals. National Muscle.

At your neighborhood Motto Mortgage, you’ll get small-town service with coast-to-coast loan shopping power.

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Interested in a Refinance?

Options

Loans That Serve You (Not the Bank)

We’re not like those big banks or online lenders: we work for you, not the loan execs. With hundreds of mortgage options to compare (from dozens of different lending companies), your neighborhood Motto mortgage broker has access to competitive and creative financing to get you home.

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Service

Real People Who Really Care

The typical mortgage experience can feel cold. Local pros have time to answer questions and advocate for you, with national support handling the busy work. This is modern mortgage done right—not old-school, and definitely not some faceless online black hole.

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Ease + One-Stop Experience

Super-Simple Applications

Paperwork on your couch? Check. In-office help? We’re local, so come on in. And since many Motto offices offer real estate and mortgage services in one spot, you can check another to-do off your list. Great people and technology streamline your experience and keep you in the loop.

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What’s a Mortgage Broker?

A licensed pro who connects homebuyers with lenders, compares loan options, and helps find the best mortgage loan for your unique situation… without being tied to any one bank.

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$0
Average homebuyer savings when using a mortgage broker¹
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0%
Higher customer satisfaction with non-banks over banks² 

1 https://www.uwm.com/press-release-august-28-2024
2 https://www.mckinsey.com/industries/financial-services/our-insights/banking-matters/competing-on-customer-experience-in-us-mortgage

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Mortgage Calculators

Calculate Your Loan Potential

Whether you’re a first-time homebuyer or looking to refinance, these free mortgage calculators provide the insights you need to make informed decisions and turn your homeownership dreams into reality.

Mortgage Process and Loan Types

How to Get a Mortgage Loan

Discover how the mortgage process works and explore loan options that can help you navigate your homebuying journey with confidence.

Learn More

Explore our Blog

Tips and Insights from Motto

Hear From Borrowers Just Like You

Success Stories

Derrik Gwillim

1 day ago

Lou and everyone else at Motto was just great. Took care of everything and helped me buy my first home, and even helped me get a lower interest rate. Answered all my questions and walked me through everything I needed to do. 5 stars.

jerry durham

1 day ago

David Viar at Motto Mortgage gets 5 stars from the Durham’s. We are so excited to be in our new home in Athens Tn. David & Eric Best made this happen!!! No other Mortgage Company we would recommend! They are the absolute best!!! Thank you David & Merry Christmas to all!

Vito Demetrio

2 days ago

Pleasure working with Andrew, explained every part of the process and was a very simple closing

Kenneth Lyles

2 days ago

I was initially referred to Jaren in the fall of 2024, and a year later, he helped me purchase my first property. He was consistently available to answer every question and even every phone call, no matter the time or day. I would recommend Jaren at Motto Mortgage Invictus to anyone looking for a lender to purchase a home.

DAWN BROWN

2 days ago

Suzanne makes the mortgage application and approval process relatively painless. She is both professional and personable, and we truly enjoyed working with her.

Mark Chu, Jr

2 days ago

I had the pleasure of working with Eden and John at a recent training class focused on helping us better serve our clients. They are both outstanding professionals, and I would highly recommend them for all of your mortgage needs.

Rhianna Roller

2 days ago

Eden was amazing to work with! She had so much insight to share and was very easy to communicate with!

Briggs Fountain

3 days ago

TWO WEEKS EXACTLY from ink on the contract to ink on the closing package. Working with Motto as a whole, professionally, has always been smooth sailing and great teamwork but for a personal purchase for our family, Baker & Gregory knocked it out of the park! I already recommend them to anyone looking for a lender but the personal experience proved yet another reason why anyone looking to purchase shouldn't hesitate to call them!

Kyle

3 days ago

Jayde really made an intimidating process seem so smooth and easy. He effortlessly made sure I understood every detail. Most importantly he found unique options to significantly reduce my interest rate. His level of expertise and passion is very rare. I cant recommend him enough.

The reviews displayed are sourced from third-party platforms and submitted by customers of independently owned and operated Motto Mortgage franchises. Motto Franchising, LLC cannot verify the validity of reviews submitted.