Loan ProgramsSIMPLIFIED

Which Mortgage is Right for You?

Mortgage loans aren't one size fits all. And from our experience, homebuyers aren't either — but that's just how we like it! We're mortgage brokers, which means we can compare home loan options from dozens of mortgage lenders to find one for you. Here are just a few of the home loan programs we can consider together.

Loan Program Options

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Fix It - Flip It

Maximize your investment potential with a Fix and Flip loan that covers the full cost of buying and renovating your next project. Whether it’s a cosmetic update or a major overhaul, our loan helps you finance the entire process, so you can sell quickly and move on to your next flip.

    Build A Hero
    Build A Hero - One-Time Close VA Construction Loan

    Your dream home is closer than you think. With 100% financing, including for your lot, you can build your custom home using VA benefits. A 580 credit score is all you need to get started—construction just got easier for veterans.

      Bridge the Gap
      Bridge the Gap - Buy Before You Sell

      Unlock the power to secure your next home without waiting for your current one to sell! With 0% HELOC covering up to 75% of your new down payment, and a credit score as low as 640, you can float the funds you need to move forward with confidence.


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        FHA 100: No Strings Attached

        Say goodbye to limits! With 100% FHA financing and a minimum 600 FICO score, this loan offers no income restrictions and is open to anyone—first-time buyer or not. Get more freedom on your path to homeownership!

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          Federal Housing Administration (FHA) Mortgage Loan

          Can be a helpful option for people in need of more flexible credit score requirements. This mortgage loan option is insured by the Federal Housing Administration and designed to make homeownership more attainable for more people.

          • Down payment as low as 3.5%
          • Credit score as low as 580
          • Mortgage insurance premium payments required
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          VA Mortgage Loan

          Qualifying Veterans and their spouses have earned some helpful homeownership benefits. To all of you, we thank you for your service.

          • No down payment required
          • Credit score as low as 580
          • No mortgage insurance
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          Jumbo Mortgage Loan

          Need a bigger home loan? This could be the one for you. Jumbo mortgage loans allow qualifying homebuyers and refinancers to borrow more than allowed by the loan limits set on other loan types.

          • Credit score as low as 660
          • Might require higher down payment than other mortgage loans
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          USDA Mortgage Loan

          For lovers of rural living and small suburban communities. The USDA Mortgage Loan is backed by the United States Department of Agriculture. People looking to settle down in an approved area might qualify for some home-grown benefits.

          • No down payment required
          • No credit score requirements
          • No mortgage insurance
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          Conventional Mortgage Loan

          Often great for people with solid credit scores! This is the most common mortgage loan and can help borrowers avoid unnecessary fees.

          • Down payment as low as 3% (mortgage Insurance premium payments will likely be required for down payments of less than 20%)
          • Credit score as low as 620

            Mortgage Rate Options

            There are two basic types of rate structures for home loans and each has its own potential pros and cons:

            Fixed Rate Mortgage:

            The interest rate you get when you close on your mortgage loan is the one you'll pay each month. With this option, you know exactly what you're in for in terms of your principal and interest payment.

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            Adjustable-Rate Mortgage (ARM):

            Your interest rate could go up and down over the life of your loan. You'll probably pay a little lower of an interest rate at the beginning of your mortgage loan, but you could potentially end up paying more overall.

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            Have questions? We have answers.

            And if we don’t, we’ll do our best to find them.

            Contact Us