Mortgage loans aren't one size fits all. And from our experience, homebuyers aren't either — but that's just how we like it! We're mortgage brokers, which means we can compare home loan options from dozens of mortgage lenders to find one for you. Here are just a few of the home loan programs we can consider together.
Get StartedOften great for people with solid credit scores! This is the most common mortgage loan and can help borrowers avoid unnecessary fees.
Can be a helpful option for people in need of more flexible credit score requirements. This mortgage loan option is insured by the Federal Housing Administration and designed to make homeownership more attainable for more people.
Qualifying Veterans and their spouses have earned some helpful homeownership benefits. To all of you, we thank you for your service.
For lovers of rural living and small suburban communities. The USDA Mortgage Loan is backed by the United States Department of Agriculture. People looking to settle down in an approved area might qualify for some home-grown benefits.
There are two basic types of rate structures for home loans and each has its own potential pros and cons:
The interest rate you get when you close on your mortgage loan is the one you'll pay each month. With this option, you know exactly what you're in for in terms of your principal and interest payment.
Your interest rate could go up and down over the life of your loan. You'll probably pay a little lower of an interest rate at the beginning of your mortgage loan, but you could potentially end up paying more overall.