Hi, neighbor! I'm so glad you're here.

It's lovely to "meet" you!  I have lived in Missouri for most of my adult life, and I've called Columbia, Missouri, home for more than ten years now.  I served my community in adult law enforcement and social services for approximately 20 years, as a Probation and Parole Officer and Juvenile Officer.  Ten years ago, I had the wonderful opportunity to enter the world of Insurance, Financial Planning and Advisement, Home & Personal Lending, as well as Business Development/Internet Sales Strategy. I can attest that second careers are great careers!  Now a soon-to-be "Nana" of two little girls, I know the importance of family and building a legacy that will demonstrate our values well into the future, and I appreciate the many ways that homeownership can be just one important piece of that legacy!

I like to think of myself as a personal home loan shopper - scouring mortgage loan options to find one that will help you reach your homeownership goals! Unlike with a traditional bank or credit union, I'm not limited to just one pathway; I'll help you select the most competitive rate, term, and loan type for your unique situation.  I am experienced in Conventional, FHA, USDA, VA, and ARM purchase loans, as well as quick Refi Options such as the FHA Streamline or VA IRRRL.  Particular areas of interest in 2026 are Cash-Out Refinances, HELOCs, and Reverse Mortgages!  I'm also excited to help any interested borrower take advantage of the myriad Down Payment Assistance (DPA) Programs I have to offer as a Broker!  Don't listen to everything you hear on social media - many young individuals and first-time borrowers have a pathway to homeownership that they've just not been introduced to yet, and I'd love to be the one to help facilitate that for you!  That's right - whether you're young and contemplating your first purchase, middle-aged and considering downsizing (or even upsizing!) after the kids are out on their own, or age 62 or over considering a Reverse product, I have the solutions for every stage of life and to help you meet and even exceed your financial goals!