Mortgage Loan Originator
Licensed In: TN
NMLS# 2818096
E: luther.palmer@mottomortgage.com P: (423) 298-1465
Hi, I'm excited you've dropped by!ÃÂÃÂÃÂÃÂÃÂÃÂÃÂàÃÂÃÂÃÂðÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂ
I am thrilled to offer you my services as your mortgage loan originator, built on more than two decades of hands-on experience in real estate across the Greater Chattanooga and North Georgia markets. Having guided clients through countless transactions as a Realtor, I understand the homebuying journey from every angleÃÂÃÂÃÂâÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂand how critical the right financing strategy is at every stage of life. IÃÂÃÂÃÂâÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂm passionate about helping clients navigate that process with clarity, confidence, and a plan tailored to their lifeÃÂÃÂÃÂâÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂs dreams and goals.
ÃÂÃÂÃÂÃÂÃÂÃÂÃÂàBeyond real estate sales, IÃÂÃÂÃÂâÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂve been an active real estate investor for nearly three decades. IÃÂÃÂÃÂâÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂve personally gone through the mortgage process many times, having had the same questions and concerns clients often face. Combined with my MBA in Management, an A.S. in Accounting, and prior experience as a plant manager, I bring a thoughtful, well-rounded approach to structuring financing solutions that work for each individual client.ÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂ
ÃÂÃÂÃÂÃÂÃÂÃÂÃÂàOutside of work, I enjoy an active and adventurous life with my wife and our two teenagers. From kayaking and bicycling to camping and traveling, weÃÂÃÂÃÂâÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂve explored all 50 U.S. states and several countriesÃÂÃÂÃÂâÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂwith Australia next on the list.ÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂ
ÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂ As a loan originator, my mission is simple: to deliver exceptional service grounded in experience and integrity, while helping clients confidently achieve their homeownership dreams and goals.
Complete your application from any device and we'll start working on your loan request. And don't worry, you're not committing to anything yet.
Apply NowYou'll be able to check your loan status in real time, upload documents quickly and securely, and connect directly with your mortgage professional.
LoginOffice OpenÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂ |ÃÂÃÂÃÂÃÂÃÂÃÂÃÂÃÂ Monday - Friday 9 a.m. - 5 p.m.
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